The information and services provided by InvoiceKaro are intended for general business billing and invoicing purposes. While we strive to ensure accuracy and reliability, FINALDOC TECHNOLOGIES PRIVATE LIMITED makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained within the application. Any reliance you place on such information is strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of InvoiceKaro.

InvoiceKaro is a billing and invoicing tool designed to help businesses create GST-compliant invoices. However, we do not provide: • Tax advice or tax planning services • Legal advice or legal representation • Accounting or auditing services • Financial consulting or investment advice IMPORTANT: The GST calculations, HSN/SAC codes, tax rates, and other tax-related information provided by InvoiceKaro are for informational and facilitation purposes only. They should not be construed as professional tax advice. You should always consult with qualified professionals (Chartered Accountants, Tax Consultants, or Legal Advisors) for matters related to: • GST registration and compliance • Tax planning and optimization • Legal interpretation of tax laws • Dispute resolution with tax authorities

While InvoiceKaro strives to provide accurate GST calculations: • GST rates and rules are subject to change by the Government of India • We make reasonable efforts to update our system, but there may be delays • The responsibility for verifying tax calculations lies with the user • Errors in GST calculation, howsoever caused, are the user's responsibility We strongly recommend: • Verifying all GST calculations before finalizing invoices • Keeping abreast of latest GST notifications and circulars • Cross-checking with official GST portal (gst.gov.in) for current rates • Consulting a tax professional for complex transactions

InvoiceKaro provides HSN (Harmonized System of Nomenclature) and SAC (Services Accounting Code) codes as a reference aid. Please note: • The HSN/SAC codes database is provided for convenience only • Users must verify the appropriate code for their goods/services • Incorrect HSN/SAC codes may lead to compliance issues • We are not responsible for any penalties arising from incorrect code usage For accurate HSN/SAC classification, refer to: • Official GST portal (cbic-gst.gov.in) • Customs Tariff Act, 1975 • GST Council notifications

Any business or financial decisions made based on information from InvoiceKaro are entirely your own responsibility. This includes decisions related to: • Pricing and profit margins • Credit terms and payment policies • Customer creditworthiness assessment • Business expansion or contraction • Investment and financial planning InvoiceKaro's analytics, reports, and insights are tools to assist your decision-making, not substitutes for professional business advice. We recommend consulting with qualified business advisors for significant business decisions.

InvoiceKaro may integrate with or link to third-party services, including: • Payment gateways (Razorpay, etc.) • Banking services • Cloud storage providers • Communication services Disclaimer regarding third-party services: • We do not control or endorse third-party content or services • Third-party services are governed by their own terms and policies • We are not responsible for any loss arising from third-party service failures • Use of third-party services is at your own risk We encourage users to review the terms and privacy policies of any third-party services accessed through InvoiceKaro.

While we implement robust systems for data storage and backup: • We do not guarantee 100% data availability at all times • Users should maintain their own backup of critical business data • We are not liable for data loss due to unforeseen circumstances • System maintenance may cause temporary unavailability Best Practices: • Regularly export and backup your invoice data • Maintain physical or alternative digital copies of important documents • Do not rely solely on any single system for critical business records

InvoiceKaro includes AI-powered features such as: • Bill scanning and OCR (Optical Character Recognition) • Smart suggestions and auto-fill • Business insights and analytics • Fraud detection algorithms Disclaimer for AI features: • AI technology has inherent limitations and may produce errors • OCR accuracy depends on image quality and document format • Users should verify all AI-extracted data before use • AI suggestions are aids, not substitutes for human judgment • We continuously improve our AI, but cannot guarantee accuracy

InvoiceKaro is provided on an "as available" basis. We do not warrant that: • The service will be uninterrupted or error-free • Defects will be corrected immediately • The service or servers are free of viruses or harmful components • Results obtained from using the service will be accurate or reliable We reserve the right to: • Modify or discontinue the service with or without notice • Impose limits on certain features • Restrict access for maintenance or security reasons

To the fullest extent permitted by applicable law, FINALDOC TECHNOLOGIES PRIVATE LIMITED shall not be liable for: • Any indirect, incidental, special, consequential, or punitive damages • Loss of profits, revenue, data, or business opportunities • Cost of procurement of substitute services • Any damages arising from unauthorized access to your account • Any damages arising from interruption or cessation of the service In no event shall our total liability exceed the amount paid by you (if any) for the Service in the twelve (12) months prior to the claim.

You agree to indemnify and hold harmless FINALDOC TECHNOLOGIES PRIVATE LIMITED, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from: • Your use or misuse of InvoiceKaro • Your violation of any terms or applicable laws • Your violation of any third-party rights • Any inaccurate information or data you provide • Any tax liabilities or penalties you may incur

We reserve the right to update or modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting on the app or website. It is your responsibility to review this Disclaimer periodically for changes. Your continued use of InvoiceKaro following the posting of changes constitutes acceptance of those changes.

This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts located in Bangalore, Karnataka, India.

If you have any questions about this Disclaimer, please contact us: FINALDOC TECHNOLOGIES PRIVATE LIMITED Email: legal@invoicekaro.com Support: support@invoicekaro.com Phone: +91-8093712301 Address: Bangalore, Karnataka, India Business Hours: Monday to Saturday, 9:00 AM to 6:00 PM IST